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Senior citizens, the largest consumers of medical care and the
fastest growing segment in our population, bear a high risk of
incapacity from a wide range of medical causes. A 1982 study established
that approximately 17 out of 100 people over age 80 suffer significant
loss of physical or mental abilities.
The idea of delegating health care decision-making may be new to you.
Discuss the matter with your family doctor and seek expert legal advice,
because plans must be made while you are healthy. The once-common
practice of allowing an unqualified spouse or family member to provide
consent if the patient cannot consent is declining. Hospital and doctor
fear of lawsuits is eliminating unauthorized consent.
The 1989 "Durable Power of Attorney for Health Care" law is the
solution (modified in 1999 to be called the Advance
Directives Act). It allows you to appoint an agent to make health
care decisions for you, but those powers commence only if and when you
become unable to make medical decisions for yourself. The appointment
must be written in a format specified by the law. Using your own words
is not enough.
Your Agent may be almost anyone you chose. Your Agent is powerless
until your doctor certifies that you have become incapable of
understanding the nature and consequences of a needed health care
decision.
When your agent makes a decision for you, he must act in the way you
would have wanted, and must consider your religious beliefs, if known.
If unknown, he must do what is in your "best interest". Control,
ultimately, remains with you: even though certified as unable to decide,
you must be informed of a health care decision in advance and may veto
any proposed treatment.
Your agent can allow almost any treatment you could allow, unless you
include specific limitations. Your agent cannot deny "comfort care"
under any condition.
Your agent is not responsible to pay the bill for the care chosen.
Decision-makers will not be forced to pay for a relative's medical care,
unless they want to pay. Without the power of attorney, payment might be
due from anyone involved in the decision-making.
You must sign the Medical Power of
Attorney in the presence of two qualified
witnesses. Before signing, you must read and sign a disclosure form,
stating that you are aware the powers you are granting are very broad.
Proper documents can be obtained from our
Virtual Law Office at nominal
cost. Waiting "until later" to make plans will deny you the right to
control your destiny, and may result in costly and degrading
guardianship proceedings.
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